* When you visit some sites, they will tell you that you need to allow the installation of software to continue. On well respected sites, the option is entirely yours. If you decide not to download the software, you will still be able to browse the page but the functionality may be reduced. On less well-respected sites, the problem is that the only apparent choice you have is to click on the dialog box to allow the software to be loaded onto your computer. On those sites, you can not go 'back' and the dialog box is 'locked' on top of the browser window. One option you have is to hit ctrl-alt-delete. This will bring up the task manager. Click on the 'processes' tab and end all of the IEXPLORE.EXE processes. This will close the browser windows. After all of the windows close, you can re-open the browser and visit a different site. If you download the requisite piece of software, it's likely that you will have downloaded some sort of malware. Of course, downloading software from companies like Microsoft, Macromedia and Adobe is perfectly fine. It's when you're 'forced' to download software from less well known companies that you run into trouble.
* Do not use the computer with broadband service without the firewall AND virus software running. Both Zonealarm and Anti-Vir will have pop-up reminders about every 2 weeks asking if you want to update the software. You need to allow the software to update itself so that you have the best protection against the most recently produced malware.
* Do NOT click on any flashing banners that say that you've won a prize. This includes all of the little games that ask you to see if you can hit a target. Most of these 'games' are nothing more than gateways into the world of spam.
* Do NOT enter your email address anywhere except for legitimate sites (wal-mart and other major retailers may be OK but you will likely be added to their mass mailing lists if you don't opt-out -- look for a 'check-box' that allows you to opt-out). When you enter your email on most sites, they will be added to a huge database that will email you with significant amounts of spam (undesirable email).
* Do NOT enter your email address or passwords into any email forms in unsolicited email. If it seems to be from a business you deal with, go directly to the business' site and log in to see if there is a request for information. If you think the email is from an unscrupulous source, forward it to the business that it appears to be from. Most of the time the proper address for this type of reporting is 'SPOOF@business.com' (i.e. spoof@ebay.com, spoof@paypal.com...). Most businesses want to know when this type of email is being sent out and will respond quickly to it.
* When you see an address on a web site like ebay.com it will generally have 'ebay.com' in the address. Even if it has a link to a different section of the site, you will see the 'ebay'com'. If you receive an email that contains what is supposed to be an ebay address and looks similar (i.e. www.ebay.subscribe.com), you see that the 'ebay.com' is broken up and the address is likely not an ebay address. Also, when you receive an unsolicited email from a company, you should look at a couple of things. When you position your mouse over a link, look at the status bar (at the bottom of your browser window) to see if the link matches the text in the link. Try it with the following examples:
* Many times, the address will have a number instead of a name. In virtually all of the cases, these are sites to avoid. Most legitimate sites want you to be able to remember their names so they use a name.com/name.org/name.net type address. Sites that use an IP address are more likely to have malicious intent.
* I strongly recommend against filling the 'auto-fill' forms such as those offered in the Google toolbar (or in any other software). Having this information on your computer in a location that's going to be common to many computers means that it will likely be targeted by trojans. In my opinion, it's best to take the time to fill in forms manually when it's needed on a web site.